JoeGoaUk's Point of View

Finals held at SGPDA grounds, Margao on 14.11.2015

https://www.flickr.com/photos/joegoauk73/23026236511/

Kingfisher Voice of Goa

Grand 11 years (2005-2015)

After 4 auditioning rounds at Mapusa, Vasco, Merces/Panaji, Margao, Semi-finals were held at Verna

Final held at SGPDA Margao on 14th Nov. 2015

Chief Guest: Vijay Sardesai, MLA Fatorda
Guest of Honour: Babita Angle, New Chairperson Margao (MMC)

Host / Compere: Sachin Chatte

It's double dhamaka to Divya..

https://www.flickr.com/photos/joegoauk73/23014995155/
https://www.flickr.com/photos/joegoauk73/23014999235

DIVYA NAIK is Kingfisher Voice of Goa (Konkani) - Frist Prize
DIVYA NAIK is Kingfisher Voice of Goa (Hindi) - First Prize

Video: Divya Naik
https://www.youtube.com/watch?v=a3onmz2un8E

Video: Voice of Goa Hindi - Divya Naik
https://www.youtube.com/watch?v=JebwC5R4D7s

Results:
KONKANI Category:
1st Divya Naik
2nd Shreepad Zambodkar
3rd Vaibhau Kamat

ENGLISH Category:
1st Vibha Algundgi

https://www.flickr.com/photos/joegoauk73/22393302034/
https://www.flickr.com/photos/joegoauk73/23016073485/
2nd Elves Fernandes
3rd Nigel Pereira

HINDI Category:
1st Divya Naik
2nd Hetvi Sethia)
3rd Vibha Algundgi

Video: Kingfisher Voice of Goa (English) - Vibha Algundgi
https://www.youtube.com/watch?v=6bQVKHvluNI

3 Judges:

Dona Noronha
Simon (Simao) Fernandes
Saish Deshpande

winners
https://www.flickr.com/photos/joegoauk73/23028948445/

https://www.flickr.com/photos/joegoauk73/22406180784/

Divya Naik

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https://www.flickr.com/photos/joegoauk73/23051847686/in/photostream/

https://www.flickr.com/photos/joegoauk73/23077913945/in/photostream/

Vibha Algundgi

https://www.flickr.com/photos/joegoauk73/23078049495/in/photostream/

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https://www.flickr.com/photos/joegoauk73/22455273474/in/photostream/

https://www.flickr.com/photos/joegoauk73/23089278551/in/photostream/

Shreepad Zambodkar

2^nd Place Konkani

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Hetvi Sethia

2^nd Place Hindi

https://www.flickr.com/photos/joegoauk73/23089396291/in/photostream/

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Elvis Fernandes

English 2^nd Place

https://www.flickr.com/photos/joegoauk73/22660088877/in/photostream/

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Vaibhay Kamat

Konkani

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Nigel Pereira

English

https://www.flickr.com/photos/joegoauk73/23064958802/in/photostream/

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Winners with Cheques

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With Sachin Chatte, MLA Vijay Sardesai, Babita Angle etc

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musicians on Keyboard

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Entrance, gate

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Screen, stage

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Restaurant price list

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Crowd

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3 judges

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Host / Compere

Sachin chatte

https://www.flickr.com/photos/joegoauk73/23065416912/in/photostream

https://www.flickr.com/photos/joegoauk73/22457848853/in/photostream/

The Band

Raghu Dixit Project

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Jose Jacob on drums

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Gaurav Vaz – Bass

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Young Achyuth Jaigopal AJ (18)

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Parth Chandiramani - Flute

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The Band - Raghu Dixit Project
with Raghu Dixit - Vocals / Acoustic Guitar, Gaurav Vaz - Bass Guitar, Joe Jacob - Drums / Percussion, Parth Chandiramani - Flute, Ajay - Guitars
Video
https://www.youtube.com/watch?v=FcpWwXtuKCw

Video: AJ
https://www.youtube.com/watch?v=nO0vq7jD9MY

More updates coming here soon

Previous year's (2014) Kingfisher Voice of Goa
http://joegoauk-pointofview.blogspot.in/2014/11/kingfisher-voice-of-goa-2014.html

Social Schemes
1. Pradhan Mantri Surakhsha Bima Yojana,
2. Pradhan Mantri Jivan Jyoti Bima Yojana,
3. Atal Pension Yojna,
4. Sukanya Samriddhi yojana

Directorate of Financial Services, Ministry of Finance, Government of India

Schemes introduced January 2015

Prime Minister's Life Insurance Scheme, Accidental death and Disability scheme, Atal Pension Scheme, Girl Child Prosperity scheme

https://www.flickr.com/photos/joegoaukextra4/19219000362/

1. Pradan Mantri Surakhsha Bima Yojana (PMSBY)

Accidental death and Disability Insurance scheme
You or your family get Rs. 2 Lac cover for Just Re.1 per month i.e. Rs. 12 per year.
Just contact your Bank once and they will open the Insurance account and pay the premium for you year after year from your saving account via auto-debit facility.

Everyone should go for it (for 18 -70 years only)
Even if you register at 18 and die at 70 due to an accident your total contribution for the period would be about Rs.624 (i.e. 52x12 assuming the premium remained same) but your family will get Rs.2 lac. However, value of Rs.2 Lac in 2067 could be just 20,000, also the annual premium Rs.12 you pay after 2020 would be like going down to Rs.8 Rs.5 and Re.1 .
Note: If you do not die in an accident before your 70th birthday or you die a natural death you get nothing.
However, full disability due to accident – Rs 2 Lakh and for partial disability (e.g loss of 1 eye or leg, hand etc – Rs 1 Lac paid. 2% TDS deduction if payment is over 1 lac or submit Form 15G or Form 15H. Premium may or may not go up after 3 years

Note:
In Goa, one can also claim Rs. 2 Lac for death due to Road accident, 1.5 Lac for permanent injury
Eligibility: Lower income Goan family (atleast 15 years residence) whose annual income does not exceeds Rs.3 Lac.
Non-Goans or victims outside Goa can claim upto Rs.50,000
Contact Directorate of Transport Dept for claim etc

https://www.flickr.com/photos/joegoaukextra4/19038750479/

2. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Looks like this is Term life Insurance Policy .
Life Insurance Cover of Rs.2 Lac for those who are 18 - 50 years old only.
You pay Rs. 27.5 per month or annual payment of 330 to be deducted from your saving account annually by auto-debit. Aadhar Card required
In this scheme your family gets Rs. 2 Lac after your death due to any cause (accidental, natural death but please do not commit suicide). See 1 above for actual value of 2 lacs etc.
If you take up this insurance at 18 and die say at 55, your total contribution would be Rs.12,210 (Maximum*) i.e. 37x330 (assuming the premium remains unchanged), your family get 2 lac.
*You pay upto the age of 55 years.
Notes:
Your family will get nothing if you don't die before you attain 55 years of age (Term life policy)
If you die in an accident before 55 you get double or triple benefit Rs.2lac + Rs.2 Lac (assuming you also have Insurance No. 1 above PMSBY), Goans could get upto 6 lacs in case of road accident death as mentioned in 1 above.

If you join above scheme before 31st August 2015, no Good Life Certificate required

3. Atal Pension Yojana
Details coming soon
in the mean time refer the official Govt. ads below. click on links and click again on pic for larger view / reading

https://www.flickr.com/photos/joegoaukextra4/18602413264/

https://www.flickr.com/photos/joegoaukextra4/19228620211/

4. Sukanya Samriddhi yojana
Girl Child Prosperity Scheme
This is basically a recurring deposit scheme with highest rate of Interest currently 9.2%
more details coming soon
in the meant time refer the official Govt. ads below. click on links and click again on pic for larger view / reading

https://www.flickr.com/photos/joegoaukextra4/19198799596/

Note:
This info blog in the interest of general public and may contain inadvertent errors or omissions, (corrections welcome). Always refer Govt Sites or banks for correct info and updates